Guess what? Today is our first task that includes a short video. Take a moment to watch how to make today’s task work for you. Then share what you’re doing to reach your goal with me and your accountability partners.


The purpose of this task is to take action, no matter how small. One of the biggest obstacles that hold us back from success is the inability to overcome mental roadblocks. These hurdles impede our actions or progress.


Here’s how to get started:

1) Identify the goal your action will affect.

2) Identify how close you are to accomplishing that goal.

3) Ask yourself, “Self, what is the next best step that I can take toward making that goal happen?”

4) Take that step.


Note: Make sure the step can be taken TODAY. No step is too small. What you’re working on is your action-taking habit, so don’t get caught up on whether or not the step is big enough.



1) Goal chosen from Day 1’s task: To save $600 in 6 months.

2) How close am I: I already have $50 saved.

3) Next best step: I have $50 saved in cash. I can open up a Money Bucket (an online-only Savings Account: Day 3) and save it there instead.

4) Take the step: I use what I learned during Day 3 to find and open my Money Bucket.


If you want to save like a pro, you must repeat positive behaviors over time. Why? Often we can’t make huge changes to our habits quickly, but we can and should make smaller changes more consistently.


Today, my friend, you’ll take one small step to adjust your savings behavior. Then next week, you’ll create a plan of action to take several more steps toward your goal by the end of this Challenge, so get ready!

Okay, are YOU ready? What action will you take today toward one of your savings goals from Day 1?


Don’t be shy. Reach out to your accountability partner and ask, what step they plan to take; then check on them throughout the day and encourage them to take that step. Do a happy-dance when you’ve both completed the step. *insert smile*


Share what you’re doing today on your socials!


Remember, you can always find me here:

Twitter: @thebudgetnista

Instagram: @thebudgetnista

Facebook: The Budgetnista

Forum: Savings Challenge Private Community  (if you’re not already a member.)


Live richer,

Tiffany “The Budgetnista”


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